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Financial Calculators ©1998-2023 KJE Computer Solutions, Inc.
Car financing: | Loan amount: $18,440 |
Choose what you would like to calculate. You can choose to calculate the payment or the purchase price.
This is the total cost of your auto purchase. Include the cost of the vehicle, additional options and destination charges. This amount does not include sales tax. Sales tax will be calculated for you and included in your total after-tax price.
The amount you pay each month for your auto financing.
Number of months the loan will be in effect.
Annual interest rate for this loan.
Down payment: | $2,500 |
Total amount of cash and/or factory rebates applied to the purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.
The total amount that you are given for any automobile that you trade-in as part of the purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for "No sales tax deduction for trade-in" for more information on trade-in vehicles and sales tax.
Total loan balance still outstanding on the trade-in.
Taxes and fees: | $940 |
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Sales tax percentage rate charged on this purchase.
If you live in a state where your sales tax is calculated on your full purchase price, check this box in the calculator. If this box is unchecked, sales tax is calculated on the purchase price, less trade-in. Currently the District of Columbia, California, Hawaii, Maryland, Kentucky, Michigan and Virginia allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana and New Hampshire have no sales tax on auto purchases. Oregon currently only collects tax on new vehicles.
Principal Balances for $18,440 in financing |
How does the term affect my payment? |
How does the down payment affect my payment? |
Choose what you would like to calculate. You can choose to calculate the payment or the purchase price.
The amount you pay each month for your auto financing.
This is the total cost of your auto purchase. Include the cost of the vehicle, additional options and destination charges. This amount does not include sales tax. Sales tax will be calculated for you and included in your total after-tax price.
Number of months the loan will be in effect.
Annual interest rate for this loan.
Total amount of cash and/or factory rebates applied to the purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.
The total amount that you are given for any automobile that you trade-in as part of the purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for "No sales tax deduction for trade-in" for more information on trade-in vehicles and sales tax.
Total loan balance still outstanding on the trade-in.
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Sales tax percentage rate charged on this purchase.
If you live in a state where your sales tax is calculated on your full purchase price, check this box in the calculator. If this box is unchecked, sales tax is calculated on the purchase price, less trade-in. Currently the District of Columbia, California, Hawaii, Maryland, Kentucky, Michigan and Virginia allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana and New Hampshire have no sales tax on auto purchases. Oregon currently only collects tax on new vehicles.
© Spectra Credit Union
La información y las calculadoras interactivas se ponen a su disposición únicamente como herramientas de autoayuda para su uso independiente y no pretenden proporcionar asesoramiento en materia de inversiones o impuestos. No podemos garantizar, ni garantizamos, su aplicabilidad o exactitud en relación con sus circunstancias individuales. Todos los ejemplos son hipotéticos y tienen fines ilustrativos. Le animamos a que busque asesoramiento personalizado de profesionales cualificados en relación con todas las cuestiones de finanzas personales.
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