Whether you’re an early bird or a night owl, we provide business lending on your schedule. Our online loan portal reduces the application process timeline by 23 hours or more – saving you precious time to focus on running your company.
Perform real-time transactions anytime and keep track of your family’s finances for free.
Make easy, safe, and instant transfers to anyone, anywhere in the U.S.
Pay$ap, our all-in-one P2P solution, gives you the power to send money instantly to anyone in America using integrations with PayPal, Venmo, or directly to a debit card. It’s easy to set up and it’s free to use!
Sending money made simple with Pay$ap:
Download the Spectra Mobile App to get started today. Search “Spectra Credit Union” in your app store.
More Convenience + More Security = One BRILLIANT Card Control App
Why wait? To download our Card Control Mobile App, visit your mobile app store today and search "Spectra Debit" or download using the links below.
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